Last updated: August 2, 2026
These terms set out the rules for using the Blue Piggy mobile app and the website at bluepiggy.net.
The service provider is CreativeJet Bartłomiej Ewiak, registered at ul. Kołowa 5, 30-134 Kraków, Poland, tax ID (NIP) 6772527555, entered in the Polish Central Register of Business Activity (CEIDG), email support@bluepiggy.net.
By starting to use the app you accept these terms.
Blue Piggy is a tool for recording and organizing your own spending, and for settling costs between users.
Blue Piggy is not a payment institution or a payment service provider, and it does not transfer money. Balances and settlements shown in the app are for information only. Users make the actual transfers themselves, outside the app.
Blue Piggy does not provide financial, investment or tax advice. The summaries and charts it shows are not recommendations.
The user is responsible for the accuracy of the data they enter.
To use the app you need a device running iOS 16.4 or later or Android 7.0 or later, an internet connection, and a Google or Apple account.
The app is offline-first, which means you save data locally on your device and it syncs with the server once the connection is restored.
The contract for the electronic provision of services is formed when you create an account, and is concluded for an indefinite period.
You agree to provide a genuine email address and to keep your login details secure. One account belongs to one person.
You must not:
By inviting others to a board, you give them access to the content entered there. You are responsible for who you share data with, in particular receipt photos which may contain information about other people.
Leaving a board does not remove settlements entered earlier, because they form part of the shared balance of the remaining members.
The app is available on two plans:
The features included in each plan are shown in the app and on the website.
We may change, including reduce, the scope of the Free plan without notifying you in advance. The valid reason for such a change is optimising infrastructure usage, the cost of which we bear in full for users on the free plan. A change to the Free plan never affects features covered by an active paid Pro subscription, and never causes the loss of data already entered into the app. If a feature stops being available on the Free plan, you keep access to the data you created with it.
The current price of Pro, including tax, is shown in the App Store or Google Play before you buy, in the currency of your account's country. As at the date these terms take effect, the price for the Polish market is 24.99 PLN per month and 6.99 USD per month for the United States.
Subscriptions are sold exclusively through the App Store or Google Play. The seller in that transaction is Apple Distribution International Ltd. or Google respectively, not us. Payments, billing documents, refunds and complaints about the transaction itself are handled by those platforms under their own terms.
The subscription renews automatically for a further billing period unless you turn off renewal at least 24 hours before the current period ends. The charge for the next period is taken within the 24 hours before it starts.
You cancel in your App Store or Google Play account settings. Deleting the app from your device does not cancel the subscription.
Turning off renewal does not shorten a period you have already paid for. Pro features stay active until it ends, after which the account returns to the Free plan. Data entered while subscribed is not deleted.
Pro does not include a free trial. The charge is taken when the subscription is purchased.
Complaints about how the app works can be sent to support@bluepiggy.net and should describe the problem and give the email address linked to the account.
Complaints about the subscription payment itself, including refunds, go directly to the App Store or Google Play, as those platforms are the seller of the subscription.
We handle complaints within 14 days of receipt and reply to the user's email address.
A consumer, and a natural person entering into a contract directly connected with their business where the contract is not of a professional nature for that person, may withdraw from the contract for the account within 14 days of concluding it, without giving a reason, by sending a statement to the email address above.
A Pro subscription is a contract for the supply of digital content not supplied on a tangible medium. Access to the paid features starts immediately on purchase. By buying, you request that performance begin before the withdrawal period expires and acknowledge that you thereby lose the right of withdrawal, under Art. 38(1)(13) of the Polish Consumer Rights Act.
Regardless of the above, requests to refund a subscription payment are handled by Apple and Google under the rules that apply in the App Store and Google Play respectively. Such requests should be submitted directly on those platforms.
You can delete your account at any time in the app's settings, which ends the contract.
We may terminate the contract with 14 days' notice, or with immediate effect in the event of a serious breach of these terms, after first asking you to stop the breach where that is possible.
We make every effort to keep the app running without interruption, but technical breaks may occur; we give advance notice where we can.
We are not liable for the consequences of financial decisions made on the basis of data entered into the app, nor for settlements between users, which take place outside the app.
Our liability towards a user who is not a consumer is limited to actual loss. This limitation does not apply to consumers.
We will announce changes in the app or by email at least 14 days before they take effect. If you do not accept the changes, you may delete your account before that date.
Matters not covered here are governed by Polish law, provided that this choice does not deprive a consumer of the protection afforded by the mandatory provisions of the law of their country of habitual residence.
Consumers may use out-of-court complaint and redress procedures, including the online dispute resolution platform at https://ec.europa.eu/consumers/odr.
These terms apply from the date shown at the top of this page as the last update.